NN2024010801/app/Services/Api/AcceptorService.php

<?php
// +----------------------------------------------------------------------
// | LARAVEL8.0 框架 [ LARAVEL ][ RXThinkCMF ]
// +----------------------------------------------------------------------
// | 版权所有 2017~2021 LARAVEL研发中心
// +----------------------------------------------------------------------
// | 官方网站: http://www.laravel.cn
// +----------------------------------------------------------------------
// | Author: laravel开发员 <laravel.qq.com>
// +----------------------------------------------------------------------

namespace App\Services\Api;

use App\Models\AcceptorModel;
use App\Models\AccountLogModel;
use App\Models\BalanceLogModel;
use App\Models\MemberBankModel;
use App\Models\MemberModel;
use App\Services\BaseService;
use App\Services\ConfigService;
use App\Services\RedisService;
use App\Services\WalletService;
use Illuminate\Support\Facades\DB;

/**
 * 承兑商服务管理-服务类
 * @author laravel开发员
 * @since 2020/11/11
 * @package App\Services\Api
 */
class AcceptorService extends BaseService
{
    // 静态对象
    protected static $instance = null;

    /**
     * 构造函数
     * @author laravel开发员
     * @since 2020/11/11
     * MerchantService constructor.
     */
    public function __construct()
    {
        $this->model = new AcceptorModel();
    }

    /**
     * 静态入口
     * @return static|null
     */
    public static function make()
    {
        if (!self::$instance) {
            self::$instance = (new static());
        }
        return self::$instance;
    }

    /**
     * 获取缓存列表
     * @param $position
     * @param int $num
     * @return array|mixed
     */
    public function getDataList($params, $pageSize = 15, $refresh = false, $field = '')
    {
        $page = request()->post('page', 1);
        $cacheKey = "caches:acceptor:page_{$page}_" . md5(json_encode($params) . $pageSize);
        $datas = RedisService::get($cacheKey);
        $data = isset($datas['data']) ? $datas['data'] : [];
        if ($datas && $data && !$refresh) {
            return [
                'list' => $data,
                'total' => isset($datas['total']) ? $datas['total'] : 0,
                'pageSize' => $pageSize
            ];
        }
        $field = $field ? $field : 'lev_a.*,lev_b.nickname,lev_b.username,lev_b.avatar';
        $order = 'lev_a.id desc';

        $datas = $this->model->from('acceptor as a')
            ->leftJoin('member as b', 'b.id', '=', 'a.user_id')
            ->where(['a.mark' => 1, 'b.mark' => 1])
            ->where('a.quota','>',0)
            ->whereIn('a.trade_status', [1, 2])
            ->where(function ($query) use ($params) {
                $kw = isset($params['kw']) ? trim($params['kw']) : '';
                if ($kw) {
                    $query->where('a.name', 'like', "%{$kw}%");
                }
            })
            ->where(function ($query) use ($params) {
                // 状态
                $status = isset($params['status']) && $params['status'] >= 0 ? intval($params['status']) : 2;
                if ($status > 0) {
                    $query->where('a.status', $status);
                }

                $payType = isset($params['pay_type']) && $params['pay_type'] >0 ? intval($params['pay_type']) : 0;
                if($payType){
                    $query->where('a.pay_type', $payType);
                }

            })
            ->selectRaw($field)
            ->orderByRaw($order)
            ->paginate($pageSize > 0 ? $pageSize : 9999999);

        $datas = $datas ? $datas->toArray() : [];
        if ($datas) {
            $xdPrice = ConfigService::make()->getConfigByCode('xd_price', 100);
            $currency = isset($params['currency']) && $params['currency']? strtoupper($params['currency']) : 'CNY';
            $tradeType = isset($params['trade_type']) && $params['trade_type']? intval($params['trade_type']) : 1;
            $cnyPrice = $this->getRealPrice(1,$currency, $tradeType);

            foreach ($datas['data'] as &$item) {
                $item['avatar'] = $item['avatar'] ? get_image_url($item['avatar']) : '';
                $item['currency_price'] = $this->getRealPrice(1, $currency,0);
                $item['currency_quota'] = $this->getRealPrice(floatval($item['quota']), $currency, 3);
                $item['currency_rate'] = $currency=='CNY'? 1 : WalletService::make()->getRateByCNY($currency);
                $item['usdt_price'] = moneyFormat(1 / $xdPrice, 2);
                $item['price'] = $cnyPrice;
                $item['time'] = $item['time']>60? intval($item['time']/60) : 20;
            }
            unset($item);
            RedisService::set($cacheKey, $datas, rand(3, 5));
        }

        return [
            'list' => isset($datas['data']) ? $datas['data'] : [],
            'total' => isset($datas['total']) ? $datas['total'] : 0,
            'pageSize' => $pageSize
        ];
    }

    /**
     * @param $price
     * @param $urrency
     * @param int $tradeType
     * @return string
     */
    public function getRealPrice($money,$currency='CNY', $tradeType=1)
    {
        $usdtPrice = RedisService::get("caches:wallets:usdt_rate");
        if($usdtPrice<=0){
            $usdtCnyPrice = ConfigService::make()->getConfigByCode('usdt_cny_price', 7.2);
            $usdtPrice = $usdtCnyPrice>0 && $usdtCnyPrice< 100? $usdtCnyPrice : 0;
        }

        // 人民币与其他币的汇率价格
        $currencyPrice = $currency=='CNY'? 1 : WalletService::make()->getRateByCNY($currency);

        // 买价
        $xdPrice = ConfigService::make()->getConfigByCode('xd_price', 100);
        $buyPrice = moneyFormat($money/$xdPrice,4);  // 星豆价格
        $cnyPrice = moneyFormat($buyPrice * $usdtPrice,4); // 币种价格

        if($tradeType == 1){
            $xdBuyPriceRate = ConfigService::make()->getConfigByCode('trade_buy_price_rate', 0);
            $xdBuyPriceRate = $xdBuyPriceRate>0 && $xdBuyPriceRate<100? $xdBuyPriceRate : 0;

            $cnyBuyPrice = moneyFormat($cnyPrice + ($cnyPrice * $xdBuyPriceRate/100), 4); // 上浮价格
            return moneyFormat($cnyBuyPrice * $currencyPrice, 4); // 汇率价格
        }else if($tradeType == 2){
            $xdSellPriceRate = ConfigService::make()->getConfigByCode('trade_sell_price_rate', 0);
            $xdSellPriceRate = $xdSellPriceRate>0 && $xdSellPriceRate<100? $xdSellPriceRate : 0;

            $cnyBuyPrice = moneyFormat($cnyPrice - ($cnyPrice * $xdSellPriceRate/100), 4); // 下浮价格
            return moneyFormat($cnyBuyPrice * $currencyPrice, 4); // 汇率价格
        }

        return moneyFormat($cnyPrice * $currencyPrice, 4); // 汇率价格
    }

    /**
     * 获取信息
     * @param $where
     * @param array $field
     * @return array|mixed
     */
    public function getInfo($id, $field = [], $userId=0)
    {
        if($id){
           $where = ['a.id'=> $id,'a.mark'=>1];
        }else if($userId){
            $where = ['a.user_id'=> $userId,'a.mark'=>1];
        }else{
            return false;
        }

        $defaultField = ['a.id', 'a.user_id', 'a.realname','a.name', 'a.mobile','a.telegram', 'a.quota','a.pay_type', 'a.usdt', 'a.status','b.nickname','b.avatar'];
        $field = $field ? $field : $defaultField;
        $info = $this->model->from('acceptor as a')
            ->leftjoin('member as b','b.id','=','a.user_id')
            ->where($where)
            ->select($field)
            ->first();
        $info = $info ? $info->toArray() : [];
        if ($info) {
            $currency = request()->post('currency','CNY');
            $tradeType = request()->post('trade_type',1);
            $xdPrice = ConfigService::make()->getConfigByCode('xd_price', 100);
            $cnyPrice = $this->getRealPrice(1,$currency, $tradeType);
            $info['currency_price'] = $this->getRealPrice(1, $currency,0);
            $info['currency_quota'] = $this->getRealPrice(floatval($info['quota']), $currency, 3);
            $info['currency_rate'] = $currency=='CNY'? 1 : WalletService::make()->getRateByCNY($currency);
            $info['usdt_price'] = moneyFormat(1 / $xdPrice, 2);
            $info['price'] = $cnyPrice;
            $info['avatar'] = get_image_url($info['avatar']);
        }

        return $info;
    }

    /**
     * 修改信息
     * @param $userId
     * @param $params
     * @return array|false|int[]
     */
    public function saveInfo($userId, $params)
    {
        // 验证是否入驻过和入驻状态
        $info = $this->model->where(['user_id' => $userId])->select('id', 'realname', 'trade_status', 'status', 'mark')->first();
        $tradeStatus = isset($info['trade_status']) ? $info['trade_status'] : 0;
        $mark = isset($info['mark']) ? $info['mark'] : 0;
        $id = isset($info['id']) ? $info['id'] : 0;
        if ($userId && empty($info)) {
            $this->error = 2216;
            return false;
        }

        // 是否被冻结
        if ($id && $tradeStatus == 4 && $mark) {
            $this->error = 2202;
            return false;
        }

        // 验证账户是否正常
        $userInfo = MemberService::make()->getCacheInfo(['id' => $userId], ['id', 'status']);
        $status = isset($userInfo['status']) ? $userInfo['status'] : 0;
        if (empty($userInfo) || $status != 1) {
            $this->error = 2017;
            return false;
        }

        // 入驻数据
        $data = [
            'realname' => isset($params['realname']) ? $params['realname'] : '',
            'user_id' => $userId,
            'mobile' => isset($params['mobile']) ? $params['mobile'] : '',
            'telegram' => isset($params['telegram']) ? $params['telegram'] : '',
            'price_float' => isset($params['price_float']) ? $params['price_float'] : '',
            'create_time' => time(),
            'update_time' => time(),
            'mark' => 1,
        ];

        // 写入数据
        if ($id) {
            if ($this->model->where(['id' => $id])->update($data)) {
                $this->error = 2228;
                RedisService::keyDel("caches:acceptor:info:temp_{$userId}*");
                return ['id' => $id];
            } else {
                $this->error = 2229;
                return false;
            }
        } else {
            if ($merchId = $this->model->insertGetId($data)) {
                $this->error = 2228;
                RedisService::keyDel("caches:acceptor:info:temp_{$userId}*");
                return ['id' => $id];
            } else {
                $this->error = 2229;
                return false;
            }
        }
    }

    /**
     * 申请入驻
     * @param $userId
     * @param $params
     * @return array|false|int[]
     */
    public function apply($userId, $params)
    {
        // 验证是否入驻过和入驻状态
        $info = $this->model->where(['user_id' => $userId])->select('id', 'name', 'trade_status', 'status', 'mark')->first();
        $status = isset($info['status']) ? $info['status'] : 0;
        $tradeStatus = isset($info['trade_status']) ? $info['trade_status'] : 0;
        $mark = isset($info['mark']) ? $info['mark'] : 0;
        $id = isset($info['id']) ? $info['id'] : 0;
        if ($id && $status == 2 && $mark) {
            $this->error = 2201;
            return false;
        }

        // 是否被冻结
        if ($id && $tradeStatus == 4 && $mark) {
            $this->error = 2202;
            return false;
        }

        // 验证账户是否正常
        $userInfo = MemberService::make()->getCacheInfo(['id' => $userId], ['id', 'status']);
        $status = isset($userInfo['status']) ? $userInfo['status'] : 0;
        if (empty($userInfo) || $status != 1) {
            $this->error = 2017;
            return false;
        }

        // 支付方式验证
        $payType = isset($params['pay_type']) && $params['pay_type']? intval($params['pay_type']) : 1;
        $payment = MemberBankModel::where(['user_id'=> $userId,'type'=> $payType,'status'=>1,'mark'=>1])->value('id');
        if($payment<=0){
            $this->error = 3011;
            return false;
        }


        // 入驻数据
        $data = [
            'name' => isset($params['name']) ? $params['name'] : '',
            'realname' => isset($params['realname']) ? $params['realname'] : '',
            'user_id' => $userId,
            'mobile' => isset($params['mobile']) ? $params['mobile'] : '',
            'telegram' => isset($params['telegram']) ? $params['telegram'] : '',
            'pay_type' => $payType,
            'price_float' => isset($params['price_float']) ? $params['price_float'] : '',
            'create_time' => time(),
            'update_time' => time(),
            'quota' => 0,
            'trade_status' => 1,
            'status' => 1,
            'mark' => 1,
        ];

        // 写入数据
        if ($id) {
            if ($this->model->where(['id' => $id])->update($data)) {
                $this->error = 3012;
                return ['id' => $id];
            } else {
                $this->error = 3013;
                return false;
            }
        } else {
            if ($id = $this->model->insertGetId($data)) {
                $this->error = 3014;
                return ['id' => $id];
            } else {
                $this->error = 3013;
                return false;
            }
        }
    }

    /**
     * 获取入驻信息
     * @param $userId
     * @return mixed
     */
    public function getApplyInfo($userId)
    {
        $info = $this->model->where(['user_id' => $userId, 'mark' => 1])
            ->orderBy('id', 'desc')
            ->first();
        $info = $info ? $info->setHidden(['quota', 'update_time', 'mark'])->toArray() : [];
        if($info){
            $payments = [1=>'微信支付',2=>'支付宝支付',3=>'银行卡支付'];
            $info['pay_name'] = isset($payments[$info['pay_type']])? $payments[$info['pay_type']] : '';
        }
        return $info;
    }

    /**
     * 充值交易额度
     * @param $userId 用户ID
     * @param $params
     * @return array|false
     */
    public function rechargeQuota($userId, $params)
    {
//        $acceptId = isset($params['id'])? $params['id'] : 0;
        $usdt = isset($params['usdt']) ? floatval($params['usdt']) : 0;
        if ($usdt <= 0) {
            $this->error = 2031;
            return false;
        }

        $info = $this->model->with(['member'])->where(['user_id' => $userId, 'mark' => 1])
            ->select(['id', 'realname', 'mobile', 'usdt', 'quota', 'trade_status', 'status'])
            ->first();
        $quota = isset($info['quota']) ? $info['quota'] : 0;
        $status = isset($info['status']) ? $info['status'] : 0;
        $acceptId = isset($info['id']) ? $info['id'] : 0;
        $userInfo = isset($info['member']) ? $info['member'] : [];
        if ($userId <= 0 || empty($info) || $status != 2) {
            $this->error = 2015;
            return false;
        }

        // 充值订单
        DB::beginTransaction();
        $orderNo = get_order_num('DP');
        $xdPrice = ConfigService::make()->getConfigByCode('xd_price', 100);
        $xdPrice = $xdPrice > 0 && $xdPrice <= 10000 ? $xdPrice : 100;
        $money = round($xdPrice * $usdt, 2);
        $data = [
            'order_no' => $orderNo,
            'user_id' => $acceptId,
            'type' => 1,
            'user_type' => 3,
            'coin_type' => 6,
            'money' => $usdt,
            'actual_money' => $money,
            'pay_type' => 10,
            'pay_status' => 20,
            'trc_url' => isset($userInfo['trc_url']) ? $userInfo['trc_url'] : '',
            'pay_at' => date('Y-m-d H:i:s'),
            'date' => date('Y-m-d'),
            'create_time' => time(),
            'update_time' => time(),
            'status' => 2,
            'mark' => 1,
        ];

        if (!$orderId = BalanceLogModel::insertGetId($data)) {
            $this->error = 2033;
            DB::rollBack();
            return false;
        }

        // 扣除usdt余额
        $updateData = ['usdt' => DB::raw("usdt - {$usdt}"), 'update_time' => time()];
        if (!MemberModel::where(['id' => $userId])->update($updateData)) {
            $this->error = 2036;
            DB::rollBack();
            return false;
        }

        // 用户明细
        $userUsdt = isset($userInfo['usdt']) ? $userInfo['usdt'] : 0;
        $log = [
            'user_id' => $userId,
            'source_id' => $acceptId,
            'source_order_no' => $data['order_no'],
            'user_type' => 1,
            'type' => 5,
            'coin_type' => 1,
            'money' => -$usdt,
            'actual_money' => -$usdt,
            'balance' => $usdt,
            'date' => date('Y-m-d'),
            'create_time' => time(),
            'remark' => '交易额度充值扣除',
            'status' => 1,
            'mark' => 1
        ];

        if (!AccountLogModel::insertGetId($log)) {
            $this->error = 2029;
            DB::rollBack();
            return false;
        }

        // 额度增加
        $updateData = ['quota' => DB::raw("quota + {$money}"), 'update_time' => time()];
        if (!$this->model->where(['id' => $userId])->update($updateData)) {
            $this->error = 2036;
            DB::rollBack();
            return false;
        }
        // 额度明细
        $log = [
            'user_id' => $acceptId,
            'source_id' => $userId,
            'source_order_no' => $data['order_no'],
            'user_type' => 3,
            'type' => 5,
            'coin_type' => 6,
            'money' => $money,
            'actual_money' => $money,
            'balance' => $quota,
            'date' => date('Y-m-d'),
            'create_time' => time(),
            'remark' => '交易额度充值',
            'status' => 1,
            'mark' => 1
        ];

        if (!AccountLogModel::insertGetId($log)) {
            $this->error = 2029;
            DB::rollBack();
            return false;
        }

        // 消息
        $dateTime = date('Y-m-d H:i:s');
        MessageService::make()->pushMessage($userId, '交易额度充值成功', "您在{$dateTime}(UTC+8)成功支付{$usdt}USDT充值{$money}交易额度", 3);

        DB::commit();
        $this->error = 2037;
        return ['order_id' => $orderId, 'quota' => moneyFormat($quota + $money, 2), 'usdt' => moneyFormat($userUsdt - $usdt, 2)];
    }

    /**
     * 交易额度提现处理
     * @param $userId 用户
     * @param $params
     * @return bool
     */
    public function withdrawQuota($userId, $params)
    {
        $money = isset($params['money']) ? $params['money'] : 0;
        $coinType = isset($params['coin_type']) ? $params['coin_type'] : 0;
        if ($money <= 0) {
            $this->error = 2039;
            return false;
        }

        $info = $this->model->with(['member'])->where(['user_id' => $userId, 'mark' => 1])
            ->select(['id', 'user_id', 'realname', 'mobile', 'usdt', 'quota', 'status'])
            ->first();
        $usdt = isset($info['usdt']) ? floatval($info['usdt']) : 0;
        $quota = isset($info['quota']) ? floatval($info['quota']) : 0;
        $status = isset($info['status']) ? $info['status'] : 0;
        $tradeStatus = isset($info['trade_status']) ? $info['trade_status'] : 0;
        $acceptId = isset($info['accept_id']) ? $info['accept_id'] : 0;
        $userInfo = isset($info['member']) ? $info['member'] : [];
        if ($acceptId <= 0 || empty($info) || $status != 2) {
            $this->error = 2039;
            return false;
        }

        if (in_array($tradeStatus,[2,4])) {
            $this->error = 2015;
            return false;
        }

        // 提现账户
        $trcUrl = isset($userInfo['trc_url']) ? $userInfo['trc_url'] : '';
        if (empty($trcUrl)) {
            $this->error = 2403;
            return false;
        }

        DB::beginTransaction();
        // USDT 提现
        $payUsdt = 0;
        $orderNo = get_order_num('DP');
        if ($coinType == 1) {
            $payUsdt = $money;
            if ($money > $usdt) {
                $this->error = lang(2040, ['money' => $usdt]);
                return false;
            }

            $updateData = ['usdt' => DB::raw("usdt - {$money}"), 'update_time' => time()];
            if (!$this->model->where(['id' => $acceptId])->update($updateData)) {
                DB::rollBack();
                $this->error = 2042;
                return false;
            }

            // 明细
            $log = [
                'user_id' => $acceptId,
                'source_id' => $userId,
                'source_order_no' => $orderNo,
                'user_type' => 3,
                'type' => 5,
                'coin_type' => 1,
                'money' => -$usdt,
                'actual_money' => -$usdt,
                'balance' => $usdt,
                'date' => date('Y-m-d'),
                'create_time' => time(),
                'remark' => '交易余额提现',
                'status' => 1,
                'mark' => 1
            ];

            if (!AccountLogModel::insertGetId($log)) {
                $this->error = 2029;
                DB::rollBack();
                return false;
            }
        } // 额度提现
        else if ($coinType == 6) {
            // 时间限制
            $limitTime = ConfigService::make()->getConfigByCode('quota_withdraw_time');
            $limitTime = $limitTime >= 0 ? $limitTime : 0;
            $lockQuota = BalanceLogModel::where(['user_id' => $acceptId, 'user_type' => 3, 'coin_type' => 6, 'status' => 1, 'mark' => 1])
                ->where('pay_at', '>=', date('Y-m-d H:i:s', time() - $limitTime * 86400))
                ->sum('actual_money');

            if ($lockQuota > 0 && $money > ($quota - $lockQuota)) {
                $this->error = lang(2040, ['money' => ($quota - $lockQuota)]);
                return false;
            }

            $xdPrice = ConfigService::make()->getConfigByCode('xd_price', 100);
            $xdPrice = $xdPrice > 0 && $xdPrice <= 10000 ? $xdPrice : 100;
            $payUsdt = round($money / $xdPrice, 4);
            $updateData = ['quota' => DB::raw("quota - {$money}"), 'update_time' => time()];
            if (!$this->model->where(['id' => $acceptId])->update($updateData)) {
                DB::rollBack();
                $this->error = 2042;
                return false;
            }

            // 明细
            $log = [
                'user_id' => $acceptId,
                'source_id' => $userId,
                'source_order_no' => $orderNo,
                'user_type' => 3,
                'type' => 5,
                'coin_type' => 6,
                'money' => -$money,
                'actual_money' => -$money,
                'balance' => $quota,
                'date' => date('Y-m-d'),
                'create_time' => time(),
                'remark' => '交易额度提现',
                'status' => 1,
                'mark' => 1
            ];

            if (!AccountLogModel::insertGetId($log)) {
                $this->error = 2029;
                DB::rollBack();
                return false;
            }
        }

        // 提现记录
        $data = [
            'order_no' => $orderNo,
            'user_id' => $acceptId,
            'type' => 2,
            'coin_type' => $coinType,
            'user_type' => 3,
            'money' => $money,
            'actual_money' => $payUsdt,
            'balance' => $coinType == 1 ? $usdt : $quota,
            'date' => date('Y-m-d'),
            'trc_url' => $trcUrl,
            'create_time' => time(),
            'update_time' => time(),
            'status' => 1,
            'mark' => 1,
        ];

        if (!$id = BalanceLogModel::insertGetId($data)) {
            DB::rollBack();
            $this->error = 2042;
            return false;
        }

        DB::commit();

        // 站内消息
        $dateTime = date('Y-m-d H:i:s');
        $message = $coinType == 1 ? "您在{$dateTime}(UTC+8)申请提现{$money}USDT交易余额成功，请耐心等候审核！！！" : "您在{$dateTime}(UTC+8)申请提现{$money}交易额度成功，请耐心等候审核！！！";
        MessageService::make()->pushMessage($userId, $coinType == 1 ? '交易余额提现申请成功' : '交易额度提现申请成功', $message);

        // 提现自动审核，低于该金额自动审核
        $autoCheckUsdt = ConfigService::make()->getConfigByCode('withdraw_auto_money', 300);
        $autoCheckUsdt = $autoCheckUsdt > 0 ? $autoCheckUsdt : 0;
        if ($payUsdt <= $autoCheckUsdt) {
            // 打款处理
            $result = WalletService::make()->usdtTrcTransfer($trcUrl, $payUsdt);
            $txID = isset($result['txId']) ? $result['txId'] : '';
            $payAddress = isset($result['address']) ? $result['address'] : '';
            if ($txID && $payAddress) {
                $updateData = ['hash'=> $txID,'wallet_url'=> $payAddress,'audit_remark'=>'自动审核打款','status'=>2,'update_time'=>time()];
                if(BalanceLogModel::where(['user_id'=> $acceptId,'order_no'=> $orderNo])->update($updateData)){
                    $message = $coinType == 1 ? "您在{$dateTime}(UTC+8)申请提现{$money}USDT交易余额审核成功，请耐心等候打款到账！！！" : "您在{$dateTime}(UTC+8)申请提现{$money}交易额度审核成功，请耐心等候打款到账！！！";
                    MessageService::make()->pushMessage($userId, $coinType == 1 ? '交易余额提现审核成功' : '交易额度提现审核成功', $message);
                    AccountLogModel::where(['source_order_no'=> $orderNo])->update(['hash'=> $txID,'update_time'=>time()]);
                }
            }
        }

        $this->error = 2043;
        return true;
    }

    /**
     * 余额提现
     * @param $userId
     * @param $params
     * @return array|false
     */
    public function withdraw($userId, $params)
    {
        $money = isset($params['money'])? floatval($params['money']) : 0;
        $payPassword = isset($params['pay_password'])? trim($params['pay_password']) : '';
        $userType = isset($params['user_type']) && $params['user_type']? intval($params['user_type']) : 1;
        if($money<=0){
            $this->error = 2401;
            return false;
        }

        if(!in_array($userType,[1,2,3])){
            $this->error = 2404;
            return false;
        }
        $acceptor = $this->model->with(['member'])->where(['user_id' => $userId, 'mark' => 1])
            ->select(['id', 'user_id', 'realname', 'mobile', 'usdt', 'quota', 'status'])
            ->first();

        // 获取承兑商信息
        $userInfo = isset($acceptor['member']) ? $acceptor['member'] : [];
        $status = isset($userInfo['status'])? $userInfo['status'] : 0;
        $userUsdt = isset($userInfo['usdt'])? $userInfo['usdt'] : 0;
        $userPayPassword = isset($userInfo['pay_password'])? $userInfo['pay_password'] : '';

        $acceptorUsdt = isset($acceptor['usdt'])? $acceptor['usdt'] : 0;
        $acceptorId = isset($acceptor['id'])? $acceptor['id'] : 0;
        $acceptorTradeStatus = isset($acceptor['trade_status'])? $acceptor['trade_status'] : 0;
        return [
            'id'=> $userInfo,
            'money'=> $acceptor
        ];
        if(empty($userInfo) || $status != 1){
            $this->error = 2024;
            return false;
        }

        if($userType == 3 && (empty($acceptor) || !in_array($acceptorTradeStatus,[1,2]))){
            $this->error = 2024;
            return false;
        }

        // 提现金额验证
        $accountUsdt = $userType==1? $userUsdt : $acceptorUsdt;
        if ($money > $accountUsdt) {
            $this->error = web_lang(2402, ['money' => $accountUsdt]);
            return false;
        }

        // 提现账户
        $trcUrl = isset($userInfo['trc_url']) ? $userInfo['trc_url'] : '';
        if (empty($trcUrl)) {
            $this->error = 2403;
            return false;
        }

        if($userPayPassword != get_password($payPassword)){
            $this->error = 2038;
            return false;
        }

        $cacheKey = "caches:member:withdraw:lock_{$userId}";
        if(RedisService::get($cacheKey)){
            $this->error = 1034;
            return false;
        }

        DB::beginTransaction();
        RedisService::set($cacheKey, $userInfo, rand(2,3));

        // 提现记录
        $orderNo = get_order_num('DW');
        $feeRate = ConfigService::make()->getConfigByCode('withdraw_fee_rate',5);
        $feeRate = $feeRate>0 && $feeRate<100? moneyFormat($feeRate/100,2) : 0;
        $fee = round($money*$feeRate, 2);
        $realUsdt = moneyFormat($money - $fee, 2);
        $data = [
            'order_no'=> $orderNo,
            'user_id'=> $userType==1? $userId : $acceptorId,
            'type'=> 2,
            'user_type'=> $userType,
            'coin_type'=> 1,
            'money'=> $money,
            'actual_money'=> $realUsdt,
            'fee'=> $fee,
            'trc_url'=> $trcUrl,
            'pay_type'=> 20,
            'date'=> date('Y-m-d'),
            'create_time'=> time(),
            'update_time'=> time(),
            'status'=> 1,
            'mark'=> 1,
        ];

        if(!$id = BalanceLogModel::insertGetId($data)){
            DB::rollBack();
            $this->error = 2405;
            RedisService::clear($cacheKey);
            return false;
        }

        // 商户扣款
        if($userType == 3){
            $updateData = [
                'usdt'=>DB::raw("usdt - {$money}"),
                'update_time'=> time()
            ];
            if(!AcceptorModel::where(['user_id'=> $userId,'mark'=>1])->update($updateData)){
                DB::rollBack();
                $this->error = 2406;
                RedisService::clear($cacheKey);
                return false;
            }

            // 明细
            $log = [
                'user_id' => $acceptorId,
                'source_id' => $userId,
                'source_order_no' => $orderNo,
                'type' => 5,
                'coin_type' => 1,
                'user_type'=> 2,
                'money' => -$money,
                'actual_money' => -$money,
                'balance' => $acceptorUsdt,
                'create_time' => time(),
                'update_time' => time(),
                'remark' => "承兑商账户余额提现",
                'status' => 1,
                'mark' => 1,
            ];

            if (!AccountLogModel::insertGetId($log)) {
                $this->error = 2407;
                DB::rollBack();
                RedisService::clear($cacheKey);
                return false;
            }
        }
        // 用户扣款
        else{
            $updateData = ['usdt'=>DB::raw("usdt - {$money}"),'update_time'=> time()];
            if(!MemberModel::where(['id'=> $userId,'mark'=>1])->update($updateData)){
                DB::rollBack();
                $this->error = 2406;
                RedisService::clear($cacheKey);
                return false;
            }

            // 明细
            $log = [
                'user_id' => $userId,
                'source_id' => 0,
                'source_order_no' => $orderNo,
                'type' => 5,
                'coin_type' => 1,
                'user_type'=> 1,
                'money' => -$money,
                'actual_money' => -$money,
                'balance' => $userUsdt,
                'create_time' => time(),
                'update_time' => time(),
                'remark' => "USDT余额提现",
                'status' => 1,
                'mark' => 1,
            ];

            if (!AccountLogModel::insertGetId($log)) {
                $this->error = 2407;
                DB::rollBack();
                RedisService::clear($cacheKey);
                return false;
            }
        }

        DB::commit();

        // 站内消息
        $dateTime = date('Y-m-d H:i:s');
        $title = $userType == 1 ? 'USDT余额提现申请成功' : '承兑商余额提现申请成功';
        $message = $userType == 1 ? "您在{$dateTime}(UTC+8)申请提现{$money}USDT余额成功，请耐心等候审核！！！" : "您在{$dateTime}(UTC+8)申请提现{$money}USDT承兑商余额成功，请耐心等候审核！！！";
        MessageService::make()->pushMessage($userId,    $title, $message);

        // 提现自动审核，低于该金额自动审核
        $autoCheckUsdt = ConfigService::make()->getConfigByCode('withdraw_auto_money', 300);
        $autoCheckUsdt = $autoCheckUsdt > 0 ? $autoCheckUsdt : 0;
        if ($money <= $autoCheckUsdt) {
            // 打款处理
            $result = WalletService::make()->usdtTrcTransfer($trcUrl, $realUsdt);
            $txID = isset($result['txId']) ? $result['txId'] : '';
            $payAddress = isset($result['address']) ? $result['address'] : '';
            if ($txID && $payAddress) {
                $updateData = ['hash'=> $txID,'wallet_url'=> $payAddress,'audit_remark'=>'自动审核打款','status'=>2,'update_time'=>time()];
                if(BalanceLogModel::where(['order_no'=> $orderNo,'user_type'=> $userType])->update($updateData)){
                    $title = $userType == 1 ? 'USDT余额提现审核成功' : '承兑商余额提现审核成功';
                    $message = $userType == 1 ? "您在{$dateTime}(UTC+8)申请提现{$money}USDT余额审核成功，请耐心等候打款到账！！！" : "您在{$dateTime}(UTC+8)申请提现{$money}USDT承兑商余额审核成功，请耐心等候打款到账！！！";
                    MessageService::make()->pushMessage($userId, $title, $message);
                    AccountLogModel::where(['source_order_no'=> $orderNo])->update(['hash'=> $txID,'update_time'=>time()]);

                    // 平台明细
                    $log = [
                        'user_id' => 0,
                        'source_id' => $userId,
                        'source_order_no' => $orderNo,
                        'type' => 5,
                        'coin_type' => 1,
                        'user_type'=> 4,
                        'money' => $fee,
                        'actual_money' => $fee,
                        'balance' => 0,
                        'create_time' => time(),
                        'update_time' => time(),
                        'hash' => $txID,
                        'remark' => "USDT余额提现",
                        'status' => 1,
                        'mark' => 1,
                    ];

                    AccountLogModel::insertGetId($log);

                    // 平台流水
                    FinanceService::make()->saveLog(0, $fee, 1);
                }
            }
        }

        $this->error = $title;
        RedisService::clear($cacheKey);
        return [
            'id'=> $id,
            'money'=> $money,
            'user_type'=> $userType,
        ];
    }
}